Jumbo Loans

Conventional loans that are too large for government agencies & conforming mortage loans are called Jumbo Loans. Jumbo loans refer to those loan amounts outside of the “conforming” range or, generally above $417,000 to $10 million + for single/family/condo, primary residence, second homes, and investment properties. A Jumbo or Non-Conforming Mortgage Loan is any mortgage that exceeds the conforming loan limit of $625,500 depending on your area. Normal conforming loan limits are $417,000.

Jumbo loans, like conforming loans, are available as fixed rate mortgages or as ARMs. Typically, Jumbo Loans are priced slightly higher than conforming loans (usually .125 or .250% higher on interest rate), due to the limitations of the Jumbo Loans secondary market. Rates on jumbo loans tend to be slightly higher than loans of a lesser value, because lenders generally have a higher risk on these loans.

Conventional Mortgage Loan Limits & Conventonal Jumbo Loan Limits as of December 1, 2011 – Any Mortgage Loan Amount Higher is a Jumbo depending on the area you live in. Call one of our Jumbo Loan experts and we are happy to discuss your Jumbo Loan options, toll-free at (949) 891-5598.

48 States
General & High Cost

Hawaii / Alaska
General & High Cost

1 Unit$417,000 – $625,500$625,500 – $938,250
2 Units$533,850 – $800,775$800,775 – $1,201,150
3 Units$645,300 – $967,950$967,950 – $1,451,925
4 Units$801,950 – $1,202,925$1,202,925 – $1,804,375


We are a Direct Jumbo Loan Mortage Lender and offer lower rates on our Jumbo Loans. Call and see for your self why we are one of the nations leading Jumbo Loan Lenders.

We do all types of Jumbo Loans and want to be your Jumbo Loan lender for life:

  • Cash Out Jumbo Refinance Loans so you can use the cash for any reason.
  • Rate & Term Jumbo Refinance to simply lower your Jumbo loan payment.
  • We offer 10 15 20 & 30 Year Fixed Rate Jumbo Loans and ARMS Adjustable Rate Jumbo Loans 3 5 7 & 10 Year Fixed adjustable rates.
  • Ask about our NO COST Jumbo Refinance & Home Purchase Jumbo Loans.